:root{--brand:#0b4ea2;--gold:#f4b41a;--maroon:#7b1e32;--green:#16845b;--ink:#162033;--muted:#667085;--soft:#f5f8fc;--line:#e3eaf3}
body{font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--ink);background:#fff;font-size:16px;line-height:1.65}
.container{max-width:1180px}
h1,h2,h3,h4,h5,h6{letter-spacing:0;line-height:1.18;color:inherit}p{margin-top:0}.text-muted{color:var(--muted)!important}
.btn{font-weight:800;border-radius:8px}.btn-lg{padding:12px 20px}.form-control,.form-select{border-radius:8px;border-color:#d7e0ec;min-height:44px}.form-control:focus,.form-select:focus{border-color:var(--brand);box-shadow:0 0 0 .2rem rgba(11,78,162,.12)}label{font-weight:750;margin-bottom:6px;color:#344054}
.top-header{background:#0f223f;color:#dcecff;font-size:.9rem;border-bottom:1px solid rgba(255,255,255,.12)}
.top-header .container{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:38px}
.top-header-left,.top-header-right{display:flex;align-items:center;gap:16px;flex-wrap:wrap}.top-header a{color:#fff;text-decoration:none}.top-header a:hover{color:var(--gold)}.top-header-left span{font-weight:800;color:#fff}.top-whatsapp{display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;border-radius:50%;background:#16845b;box-shadow:0 6px 14px rgba(22,132,91,.24)}.top-whatsapp img{width:30px;height:30px;display:block}
.site-nav{background:rgba(11,78,162,.98);box-shadow:0 10px 28px rgba(16,24,40,.18);backdrop-filter:blur(10px)}
.navbar{padding-top:14px;padding-bottom:14px}.navbar .nav-link{font-weight:750;padding:9px 14px!important;border-radius:8px;color:#eef5ff!important}.navbar .nav-link:hover{background:rgba(255,255,255,.12);color:#fff!important}
.brand-link{display:flex;align-items:center;padding:0;margin-right:26px}.brand-logo{width:184px;height:auto;display:block}.navbar-nav{align-items:center;gap:4px}
.nav-register{border:1px solid rgba(255,255,255,.34)}.nav-login{display:inline-flex;align-items:center;justify-content:center;background:var(--gold);color:#3d2a00;text-decoration:none;font-weight:850;border-radius:8px;padding:9px 18px;margin-left:8px;box-shadow:0 8px 18px rgba(244,180,26,.25)}.nav-login:hover{background:#ffd05a;color:#3d2a00}
.hero-slider{background:#12356f}.hero-slider .carousel-control-prev,.hero-slider .carousel-control-next{width:5%}.hero-slider .carousel-indicators{bottom:20px}.hero-slider .carousel-indicators [data-bs-target]{width:34px;height:4px;border-radius:999px;border:0}
.hero{background:linear-gradient(120deg,rgba(11,78,162,.96),rgba(123,30,50,.9));color:#fff;padding:112px 0 104px;position:relative;overflow:hidden;min-height:640px;display:flex;align-items:center}
.hero-slide.slide-main{background:linear-gradient(120deg,rgba(11,78,162,.97),rgba(123,30,50,.88))}
.hero-slide.slide-loan{background:linear-gradient(120deg,rgba(15,91,72,.97),rgba(11,78,162,.9))}
.hero-slide.slide-business{background:linear-gradient(120deg,rgba(123,30,50,.96),rgba(18,53,111,.92))}
.hero:after{content:"";position:absolute;right:-120px;top:40px;width:420px;height:420px;border:70px solid rgba(244,180,26,.16);border-radius:50%}
.hero .container{position:relative;z-index:1}.hero h1{font-size:clamp(2.7rem,5vw,5.4rem);font-weight:900;letter-spacing:0;line-height:1.02;max-width:780px}
.hero-copy{font-size:1.25rem;max-width:690px;color:#edf5ff}.hero-kicker{display:inline-flex;background:#fff3cf;color:#5e4300;border:1px solid rgba(244,180,26,.75);border-radius:999px;padding:8px 14px;font-weight:800;margin-bottom:18px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
.hero-trust-row{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:34px;max-width:610px}
.hero-trust-row div{border:1px solid rgba(255,255,255,.22);background:rgba(255,255,255,.1);border-radius:8px;padding:14px}.hero-trust-row strong{display:block;font-size:1.55rem}.hero-trust-row span{color:#dcecff;font-size:.9rem}
.hero-service-panel{max-width:460px;margin-left:auto;background:#fff;color:var(--ink);border:1px solid rgba(255,255,255,.28);border-radius:8px;padding:30px;box-shadow:0 28px 70px rgba(0,0,0,.26)}
.hero-service-panel span{display:inline-block;color:var(--maroon);font-weight:850;text-transform:uppercase;letter-spacing:.08em;font-size:.78rem;margin-bottom:8px}.hero-service-panel h2{font-size:1.8rem;line-height:1.18;font-weight:900;margin-bottom:18px}.hero-service-panel ul{padding-left:18px;margin:0;display:grid;gap:10px;color:#344054}
.hero-device{max-width:430px;margin-left:auto;border:8px solid #101828;border-radius:30px;background:#fff;box-shadow:0 28px 70px rgba(0,0,0,.32);overflow:hidden;color:var(--ink)}
.hero-device-top{background:var(--brand);color:#fff;padding:18px 20px;font-weight:850}.hero-device-body{padding:20px;background:#f7f9fd}
.app-status-card,.app-mini-card{background:#fff;border:1px solid var(--line);border-radius:8px;padding:16px;box-shadow:0 10px 24px rgba(16,24,40,.07)}
.app-status-card{margin-bottom:12px}.app-status-card span,.app-mini-card span{display:block;color:var(--muted);font-size:.88rem}.app-status-card strong{display:block;font-size:1.6rem}.app-mini-card strong{display:block;font-size:1.35rem;color:var(--brand)}
.app-progress{height:10px;background:#e6edf7;border-radius:999px;overflow:hidden}.app-progress span{display:block;height:100%;background:linear-gradient(90deg,var(--gold),var(--green))}
.intro-strip{padding:34px 0;border-bottom:1px solid var(--line);background:#fff}.intro-strip h2{font-weight:850;margin:0 0 6px}.intro-strip p{margin:0;color:var(--muted);font-size:1.05rem}
.section-band{background:var(--soft);padding:76px 0}.process-section{background:#fff;padding:76px 0}
.section-heading{text-align:center;max-width:760px;margin:0 auto 34px}.section-heading.align-left{text-align:left;margin-left:0}.section-heading span,.wide-panel span,.feature-card span{display:inline-block;color:var(--maroon);font-weight:850;text-transform:uppercase;letter-spacing:.08em;font-size:.78rem;margin-bottom:8px}
.section-heading h2{font-weight:900;font-size:clamp(1.9rem,3vw,3rem);line-height:1.12;margin:0}
.feature-card,.service-card,.metric-card,.form-panel,.wide-panel,.contact-panel,.detail-block,.apply-panel,.policy-card{border:1px solid var(--line);border-radius:8px;background:#fff;box-shadow:0 14px 34px rgba(16,24,40,.07)}
.feature-card{height:100%;padding:26px;border-top:5px solid var(--brand)}.feature-card h3{font-size:1.35rem;font-weight:850;margin-bottom:12px}.feature-card p{color:var(--muted);margin:0}.accent-gold{border-top-color:var(--gold)}.accent-maroon{border-top-color:var(--maroon)}.accent-green{border-top-color:var(--green)}
.process-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.process-grid div{background:#fff;border:1px solid var(--line);border-radius:8px;padding:26px;box-shadow:0 10px 26px rgba(16,24,40,.06)}
.process-grid b{display:inline-flex;width:44px;height:44px;align-items:center;justify-content:center;background:#eef5ff;color:var(--brand);border-radius:8px;margin-bottom:16px}.process-grid h3{font-size:1.2rem;font-weight:850}.process-grid p{color:var(--muted);margin:0}
.wide-panel,.contact-panel{height:100%;padding:34px}.wide-panel{background:linear-gradient(120deg,#fff,#eef5ff)}.wide-panel h2,.contact-panel h2{font-size:1.8rem;font-weight:900}.wide-panel p,.contact-panel p{color:var(--muted)}
.contact-info-stack{display:grid;gap:16px}.contact-info-card{background:#fff;border:1px solid var(--line);border-radius:8px;padding:24px;box-shadow:0 12px 30px rgba(16,24,40,.07)}
.contact-info-card span{display:block;color:var(--maroon);font-size:.78rem;font-weight:850;text-transform:uppercase;letter-spacing:.08em}.contact-info-card strong{display:block;font-size:1.25rem;color:var(--brand);margin-top:6px}.contact-info-card p{margin:6px 0 0;color:var(--muted)}
.page-hero{background:linear-gradient(120deg,#0b4ea2,#12356f 62%,#7b1e32);color:#fff;padding:76px 0}.page-hero h1{font-size:clamp(2.3rem,4vw,4.2rem);font-weight:900;line-height:1.05;max-width:850px}.page-hero p{font-size:1.15rem;color:#e8f1ff;max-width:780px;margin:14px 0 0}.page-hero.compact{padding:52px 0}.page-hero.compact h1{font-size:clamp(2rem,3vw,3.2rem)}
.auth-section{background:linear-gradient(180deg,#f5f8fc,#fff);padding:52px 0 70px}.auth-card{max-width:560px;margin:0 auto}.auth-card h1,.form-panel h1,.form-panel h2{font-weight:900;color:var(--brand)}.form-panel{padding:28px!important}.form-panel .row{--bs-gutter-y:1.1rem}.policy-card{padding:34px;max-width:900px;margin:0 auto}.policy-card h1{font-size:2.2rem;font-weight:900;color:var(--brand);margin-bottom:16px}.policy-card p{font-size:1.08rem;color:#344054}
.detail-hero{padding-top:54px}.back-link{display:inline-block;color:#fff;text-decoration:none;margin-bottom:16px;font-weight:700}
.service-filter-panel{background:#fff;border:1px solid var(--line);border-radius:8px;padding:20px;margin:24px 0;box-shadow:0 12px 30px rgba(16,24,40,.07)}.service-filter-panel label{font-weight:800;color:var(--ink);margin-bottom:6px}
.category-chip-row{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0 10px}.category-chip,.category-chip-row span{display:inline-flex;background:#fff;border:1px solid #d7e8ff;color:var(--brand);font-weight:750;border-radius:999px;padding:8px 14px;text-decoration:none}.category-chip:hover,.category-chip.active{background:var(--brand);border-color:var(--brand);color:#fff}
.filter-result-label{display:block;color:var(--muted);font-weight:750}.no-result-panel{text-align:center;background:#fff;border:1px dashed #b9c7d8;border-radius:8px;padding:34px;margin-top:24px}.no-result-panel h3{font-weight:900;color:var(--brand)}
.service-card{height:100%;padding:26px;display:flex;flex-direction:column;min-height:332px}.service-card:hover{transform:translateY(-3px);transition:.2s ease;box-shadow:0 18px 42px rgba(16,24,40,.12)}
.service-card h3{font-size:1.28rem;color:var(--brand);font-weight:850;line-height:1.25}.service-card p{color:var(--muted);margin-bottom:14px}.service-card-footer{margin-top:auto;display:flex;flex-wrap:wrap;gap:10px}
.service-detail-section{margin-top:28px}.service-detail-section h2,.detail-block h2{font-size:1.45rem;font-weight:900;color:var(--brand);margin-bottom:14px}.detail-block{padding:30px;margin-bottom:20px}.detail-block p{font-size:1.08rem;color:#344054}
.check-list,.document-list{padding-left:0;list-style:none;margin:0;display:grid;gap:10px}.check-list li,.document-list li{position:relative;padding-left:30px}.check-list li:before,.document-list li:before{content:"";position:absolute;left:0;top:8px;width:14px;height:14px;border-radius:50%;background:var(--gold);box-shadow:inset 0 0 0 4px #fff;border:1px solid var(--gold)}
.apply-panel{padding:28px}.apply-panel h2{font-size:1.45rem;font-weight:900}.sticky-detail-box{position:sticky;top:92px}
.badge-soft{background:#eef5ff;color:var(--brand);border:1px solid #d7e8ff}
.compliance-box{border-left:5px solid var(--gold);background:#fff8e6;padding:16px 18px;border-radius:6px;color:#5e4300}
.table{font-size:.95rem;vertical-align:middle}.table th{background:#eef5ff;color:#12356f;font-weight:850;border-bottom:1px solid #d7e8ff}.table td,.table th{padding:12px}.table-responsive-soft{width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;border-radius:8px}
.footer-band{background:#0f223f;color:#fff}.floating-actions{position:fixed;right:14px;bottom:14px;display:flex;gap:8px;z-index:20}
.dashboard-shell{background:#f3f6fb;min-height:100vh}.dash-sidebar{position:fixed;left:0;top:0;bottom:0;width:264px;background:#102a52;color:#fff;padding:18px 14px;overflow-y:auto}
.dash-logo{display:block;color:#fff;text-decoration:none;margin-bottom:18px}.dash-logo-img{width:184px;max-width:100%;height:auto;display:block}.dash-menu{display:grid;gap:7px}
.dash-menu-group{border:1px solid rgba(255,255,255,.1);border-radius:8px;background:rgba(255,255,255,.04);overflow:hidden}.dash-menu-group summary{list-style:none;cursor:pointer;color:#f4b41a;font-size:.78rem;font-weight:900;text-transform:uppercase;letter-spacing:.08em;padding:11px 12px;display:flex;align-items:center;justify-content:space-between}.dash-menu-group summary::-webkit-details-marker{display:none}.dash-menu-group summary:after{content:"+";font-size:1.1rem;line-height:1}.dash-menu-group[open] summary:after{content:"-"}.dash-menu-links{display:grid;gap:3px;padding:0 7px 8px}.dash-menu a{color:#dfeaff;text-decoration:none;padding:9px 10px;border-radius:8px;font-size:.92rem;line-height:1.25}.dash-menu a:hover{background:rgba(255,255,255,.12);color:#fff}
.dash-menu,.dash-menu-links{grid-template-columns:1fr!important}.dash-menu-links a{display:block;width:100%;white-space:normal}
.dash-main{margin-left:264px;padding:24px}.dash-topbar{display:flex;align-items:center;justify-content:space-between;background:#fff;border:1px solid var(--line);border-radius:8px;padding:16px 18px;margin-bottom:20px;box-shadow:0 10px 26px rgba(16,24,40,.05)}.dash-topbar strong{font-size:1.15rem;color:var(--brand)}
.module-shell{background:#fff;border:1px solid var(--line);border-radius:8px;padding:30px;box-shadow:0 14px 34px rgba(16,24,40,.07)}.module-kicker{display:inline-block;color:var(--maroon);font-size:.78rem;font-weight:900;text-transform:uppercase;letter-spacing:.08em;margin-bottom:8px}.module-shell h1{font-weight:900;color:var(--brand);margin-bottom:8px}.module-shell p{color:var(--muted);font-size:1.05rem}.module-grid,.module-stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:24px}.module-grid div,.module-stats div,.module-card{border:1px solid var(--line);border-radius:8px;background:#f8fbff;padding:18px}.module-grid strong,.module-stats strong{display:block;color:var(--ink);font-size:1.05rem}.module-grid span,.module-stats span{display:block;color:var(--muted);margin-top:4px}.module-stats{margin-bottom:18px}.module-stats div{background:#fff}.module-stats span{font-weight:800;font-size:.82rem;text-transform:uppercase;letter-spacing:.06em}.module-stats strong{font-size:1.25rem;color:var(--brand)}.module-layout{display:grid;grid-template-columns:minmax(280px,420px) minmax(0,1fr);gap:18px}.module-card{background:#fff}.module-card h2{font-size:1.25rem;font-weight:900;color:var(--brand);margin-bottom:14px}.module-form-grid{display:grid;gap:12px}.module-form-grid label{display:grid;gap:6px}.module-actions{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}.module-preview-table{min-width:720px}.module-check-list{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;list-style:none;padding:0;margin:0}.module-check-list li{background:#f8fbff;border:1px solid var(--line);border-radius:8px;padding:14px;color:#344054;font-weight:700}
.easy-help{background:#fff8e6;border:1px solid #ffe0a3;border-left:5px solid var(--gold);border-radius:8px;padding:16px 18px;margin:18px 0}.easy-help strong{display:block;color:#5e4300;font-size:1.05rem;margin-bottom:4px}.easy-help p{margin:0;color:#5e4300}
.quick-action-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}.quick-action-grid a{display:block;background:#fff;border:1px solid var(--line);border-radius:8px;padding:18px;text-decoration:none;box-shadow:0 12px 28px rgba(16,24,40,.06)}.quick-action-grid a:hover{border-color:#b8d7ff;transform:translateY(-2px);transition:.18s ease}.quick-action-grid strong{display:block;color:var(--brand);font-size:1.05rem}.quick-action-grid span{display:block;color:var(--muted);margin-top:4px}
.service-summary{background:#f8fbff;border:1px solid var(--line);border-radius:8px;padding:16px}.service-summary strong{display:block;color:var(--brand);font-size:1.2rem;line-height:1.25}.service-summary span{display:block;color:var(--maroon);font-size:.78rem;font-weight:900;text-transform:uppercase;letter-spacing:.08em;margin-top:4px}.service-summary p{margin:10px 0;color:#344054}.service-summary b{display:block;color:var(--green)}
.module-workflow-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}.module-workflow-grid a{display:block;background:#fff;border:1px solid var(--line);border-radius:8px;padding:20px;text-decoration:none;box-shadow:0 12px 28px rgba(16,24,40,.06)}.module-workflow-grid a:hover{border-color:#9fc9ff;transform:translateY(-2px);transition:.18s ease}.module-workflow-grid strong{display:block;color:var(--brand);font-size:1.08rem}.module-workflow-grid span{display:block;color:var(--muted);margin-top:6px}
.integration-panel,.backup-panel,.report-filter-panel{background:#fff;border:1px solid var(--line);border-radius:8px;padding:20px;margin-bottom:18px;box-shadow:0 12px 28px rgba(16,24,40,.06)}.integration-panel{display:flex;align-items:flex-start;justify-content:space-between;gap:14px}.integration-panel h2,.backup-panel h2{font-size:1.35rem!important;font-weight:900;color:var(--brand);margin:0 0 6px}.integration-panel p,.backup-panel p{margin:0;color:var(--muted)}
.report-filter-panel{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;align-items:end}.report-filter-panel label{display:grid;gap:6px}.report-filter-panel .module-actions{margin-top:0}
.module-shell h1{font-size:clamp(1.7rem,2.3vw,2.4rem)!important}.module-card h2{font-size:1.25rem!important}.module-stats div{display:block!important}.module-stats span,.module-stats strong{display:block!important}.module-card{overflow:hidden}
.metric-card{padding:20px}.metric-card span{color:var(--muted);font-size:.9rem;font-weight:750}.metric-card strong{display:block;font-size:1.55rem;line-height:1.18;color:var(--ink);overflow-wrap:anywhere}.mobile-app-panel{max-width:520px;margin:auto;border-radius:22px;border:1px solid var(--line);background:#fff;overflow:hidden;box-shadow:0 22px 60px rgba(16,24,40,.13)}
.mobile-app-header{background:linear-gradient(120deg,var(--brand),#12356f);color:#fff;padding:20px}.mobile-app-header strong{font-size:1.2rem}.mobile-app-body{padding:20px}.status-pill{display:inline-flex;border-radius:999px;padding:4px 10px;font-size:.8rem;font-weight:700}
.status-pending{background:#fff4db;color:#7a4f00}.status-approved{background:#e7f8ed;color:#0f6b35}.status-rejected{background:#ffe8e8;color:#9c1f1f}
@media(max-width:991px){.hero{padding:72px 0 92px;min-height:auto}.hero-device,.hero-service-panel{margin:24px auto 0}.process-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.sticky-detail-box{position:static}.hero-slider .carousel-control-prev,.hero-slider .carousel-control-next{display:none}}
@media(max-width:991px){.navbar-nav{align-items:stretch;margin-top:14px;background:rgba(15,34,63,.38);border:1px solid rgba(255,255,255,.14);border-radius:8px;padding:10px}.nav-login{margin-left:0;margin-top:4px}.brand-link{margin-right:0}}
@media(max-width:800px){.top-header .container{justify-content:center;text-align:center}.top-header-left,.top-header-right{justify-content:center;gap:10px}.top-header-left span{display:none}.brand-logo{width:142px}.dash-sidebar{position:static;width:auto;max-height:none}.dash-main{margin-left:0;padding:12px}.dash-menu{grid-template-columns:1fr}.dash-topbar{gap:10px;align-items:flex-start}.dash-topbar{flex-direction:column}.dash-topbar>div:last-child{display:flex;gap:8px;width:100%}.dash-topbar .btn{flex:1}.module-grid,.module-stats,.module-layout,.module-check-list,.quick-action-grid,.module-workflow-grid,.report-filter-panel{grid-template-columns:1fr}.integration-panel{display:block}.module-shell{padding:20px}.floating-actions{left:10px;right:10px}.floating-actions .btn{flex:1}.page-hero{padding:48px 0}.section-band,.process-section{padding:52px 0}.hero-service-panel{max-width:100%;padding:22px}.hero-service-panel h2{font-size:1.45rem}.hero-actions .btn{flex:1 1 170px}.hero-trust-row{gap:10px}.hero-trust-row div{padding:12px}}
@media(max-width:576px){body{font-size:15px}.top-header{font-size:.82rem}.top-header-left{display:none}.top-header .container{min-height:34px}.navbar .container{gap:8px}.hero{padding:44px 0 76px}.hero h1{font-size:2.18rem;line-height:1.08}.hero-copy{font-size:1rem}.hero-kicker{font-size:.78rem;padding:7px 11px;max-width:100%;white-space:normal}.hero-actions{display:grid;grid-template-columns:1fr;gap:10px}.hero-actions .btn{width:100%;font-size:1rem;padding:10px 14px}.hero-trust-row,.process-grid{grid-template-columns:1fr}.hero-trust-row{margin-top:22px}.hero-service-panel ul{gap:8px;padding-left:17px}.service-card{min-height:0}.wide-panel,.contact-panel,.detail-block,.apply-panel{padding:22px}.hero-slider .carousel-indicators{bottom:12px}.intro-strip .btn{width:100%;margin-top:10px}}
@media(max-width:380px){.hero h1{font-size:1.95rem}.hero-service-panel h2{font-size:1.28rem}.brand-logo{width:132px}.hero-trust-row strong{font-size:1.32rem}}